Introduction To The HMA Client Portal

By HMA Team on December 6, 2018

One of the many benefits of Hummer Mower Associates (HMA) partnering with HighTower is an integrated technology platform. We are excited to introduce the Client Portal, a financial hub that combines a robust financial planning engine with a portfolio reporting and performance system. In addition to HMA managed accounts, clients can link outside accounts, thereby assembling a comprehensive financial picture.

Integrations

The Client Portal creates a financial hub securely linking disparate accounts by using existing log-in credentials to generate complete net worth and income statements, offering the ability to track investments and spending in one place. Investment, bank, credit card, insurance, liability and retirement accounts are all easily linked and refreshed daily, ensuing information is always up-to-date.

Financial Planning

Powering the Client Portal is the eMoney financial planning engine, a robust software package that we use to model a range of scenarios for clients. Goal-based cash flow analysis is combined with stress testing to set the proper course. The account integration feature ensures that we are always working with complete and accurate information in providing guidance to our clients; thus, removing a major impediment of constantly corralling and updating recent account statements.

Spending and Budgeting

A big determinant of a successful financial plan is accurate spending projections. By linking spending and bank accounts, clients can categorize, track, and analyze spending patterns using the budgeting tool. This feature of the portal is private – HMA cannot see your spending—and fills a need for many clients in assisting with day-to-day cash flow planning. Of course, this feature is optional and can be turned off on request.

Reporting

Supplementing the standard online offering at Schwab Alliance, the Client Portal provides enhanced portfolio reporting by integrating the Black Diamond software suite. Clients can compare portfolio performance versus benchmarks and other asset categories on an ongoing or periodic basis.

The Vault

The Client Portal offers secure, cloud-based document storage that clients can use to store important documents for either personal or shared view. Anything that is deemed important enough for a bank lock box, or at home fire box, should be digitized and uploaded to the vault. Also, by using the shared feature we can securely send documents back-and-forth, eliminating the use of inherently unsecure email.

Getting Started

Please email team@hummermower.com to request a welcome email with enrollment instructions. The welcome email will come from “information@hightoweradvisors.com” so be sure to look for that address. Once enrollment is complete, navigate to www.hummermower.com and click ”Login” at the top left. A brief on-boarding process will follow requesting important information relating to your family and finances. Be sure to review the Client Portal Guide for assistance in navigating the site, which you can download at the bottom of this post by clicking “Client Portal User Guide”. Please call or email us with any questions or concerns.

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Client Portal User Guide

Hummer Mower Associates is registered with HighTower Advisors, LLC, an SEC registered investment adviser and/or Hightower Securities, LLC, member FINRA and SIPC. Advisory services are offered through HighTower Advisors, LLC. Securities are offered through HighTower Securities, LLC.

This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is neither indicative nor a guarantee of future results. The investment opportunities referenced herein may not be suitable for all investors.

All data or other information referenced herein is from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other data or information contained in this presentation is provided as general market commentary and does not constitute investment advice. Hummer Mower Associates, HighTower Advisors, LLC nor any of its affiliates make any representations or warranties express or implied as to the accuracy or completeness of the information or for statements or errors or omissions, or results obtained from the use of this information. Hummer Mower Associates and HighTower Advisors, LLC assume no liability for any action made or taken in reliance on or relating in any way to this information. The information is provided as of the date referenced in the document. Such data and other information are subject to change without notice. This document was created for informational purposes only; the opinions expressed herein are solely those of the author(s) and do not represent those of HighTower Advisors, LLC, or any of its affiliates.

Hummer Mower Associates, HighTower Advisors, LLC nor any of its affiliates provide tax or legal advice. This material was not intended or written to be used or presented to any entity as tax or legal advice. Clients are urged to consult their tax and/or legal advisor for related questions.

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